NH Shoreline Protection Act
A new Shoreline Protection Act went into effect
in the State of New Hampshire recently. The requirements of the act
apply to properties within 250' of the tidal waters, rivers, lakes and
ponds. This will include some properties that are near the water,
but are not necessarily waterfront. Appraisers working in NH should
be aware of the general requirements of this land use law.
1st Qtr 2013
Index is now available!
FHFA - House Price Index
The Federal Housing Finance Agency (FHFA). FHFA
was formed by a legislative merger of the Office of Federal Housing
Enterprise Oversight (OFHEO), the Federal Housing Finance Board (FHFB) and
the U.S. Department of Housing and Urban Development (HUD)
government-sponsored enterprise (GSE) mission team
FHFA produces, in PDF format, a quarterly House
Price Index (HPI) that tracks single family house prices by region, state
and Metropolitan Statistical Area (MSA).
Soil Survey Maps
The U.S. Department of Agriculture's Natural
Resources Conservation Service (NRCS) has made soil survey maps available
here for some tips on navigating the
NRCS soil survey site.
FEMA Flood Maps
If you have a valid physical street address enter
it in the form near the top right corner of the page. This pull up
the appropriate panel. Click on the green dot to view.
Click on “Make a FIRMette” to generate a graphic
file that you can print and or insert in your report.
If you do not have a valid street address you can
click on the "Map Search" on the menu bar at the top of the page.
You will then get a map of North America. Click on the map in the
area you need to see and it will zoom in. Continue to click and zoom
in until you can locate the correct panel. Next, click on the
"Point" icon on the left (it's the target). Then, click on the
green dot as above.
HUD info for Appraisers
Use the above link to access HUD's resources for
appraisers. All of HUD's forms and publications can be found at the
With Mortgagee Letter 2006-26, HUD revised the
appraiser application form which now includes the test as part of the
application. This and all other
are available online.
Appraiser should be familiar with the Homeownership Center (HOC)
& M Contractors for HUD REOs are also listed online.
Census Tract Numbers
At this location you will find the
FFIEC Geocoding System which is a search engine that will provide the
Census Tract number or Block Number Area number for the address that you
Once you have located the census tract number
there are links to demographic data for that census tract.
If you are in an area where the tract number cannot
be found by address, you may want to try this
where you can zoom in on a map to find the tract
NH Septic System Info
The NH Department of Environmental
Services has an online database with septic approval. The database
is far from complete, but it does have basic information on many
properties. For best search results, I suggest that you limit your
search parameters to street name and city or town.
NH Community Profiles
The NH Department of Employment
Security publishes a "Community Profile" in PDF and HTML formats for every city and
town in the state. These profiles contain some very useful
Mortgage Fraud Blog
What's a "blog?" Blog is a shortened form
of "Web Log."
This particular blog has information regarding mortgage fraud cases from
around the country. As you know, many mortgage fraud schemes would
not work without an appraiser who is willing to hit the number, and risk
going to jail. See the latest news in this area and sign up for
email notification of new cases.
The Appraisal Foundation
Get to latest exposure drafts and
other communications from the ASB and AQB.
The Appraisal Subcommittee
This is the home of the National Registry of
licensed and certified appraisers.
National Association of Independent Fee Appraisers
NAIFA has a fine discussion area for appraisers.
The latest info from NAIFA's
New Hampshire Chapter is also online.
NH Property Tax Rates
The NH Department of Revenue
Administration posts the property tax rates for each community in the
Many communities also have precinct
taxes; those rates are also available from the state at the website.